BetterLoansMutual.com’s service is always free. The rates and fees applicable to your loan will be set by your lender. BetterLoansMutual.com is not a lender and does not provide lending services directly to consumers. BetterLoansMutual.com uses the information you submit to quickly and conveniently connect you with a lender.
Full Disclosure of Terms
The Truth in Lending Act requires full disclosure of all loan fees and interest rates. Your lender should disclose all fees and rates to you before you accept your loan. If you accept the loan terms, most lenders will direct you to an e-signature page to complete the loan process. Please take the time to read your loan agreement before accepting and signing it.
Late Payment Policy
Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.
Additional fees or charges may apply in the event that you are unable to repay your loan. BetterLoansMutual.com tries to work with reputable lenders dedicated to using lawful, fair and reasonable means to pursue collections of overdue accounts. Find your state in the list down below to review the legal repercussions applicable to you in the case of non-payment.
Loan Renewal Policy
Loan renewal policies are largely governed by state law. In states where rollovers are allowed, additional interest and late fees can add substantial to your final loan amount, so these should be avoided whenever possible. Find your state’s laws and regulations governing rollovers and extensions from the list below. Read the lender’s terms in considering renewal options before signing the loan agreement.
State Rate & Fee Regulations
Find your state to review the applicable laws and regulations governing cash advance loan rates and fees in your state:
Please note that this list is for informational purposes only, is not intended to be legal advice, and may not be accurate or up to date at all times. If you have a specific question about laws or regulations applicable to you, please ask your lender directly or consult a legal adviser. Some states do not have any lending statutory provisions pertaining to personal loans.
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We also require our lending partners to keep your information confidential and secure. We will not work with any lender that is unwilling to commit and adhere to our data security demands. We are also a proud member of the Online Lending Alliance which takes a very strong position on protecting consumer information.
BetterLoansMutual.com is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.
Please carefully consider how much money you need to borrow. You should never borrow more than you can afford to repay, including principal and interest. Make sure you read and understand the terms of the loan offered to you. This includes not only the interest rate and APR, but also the repayment schedule and any fees associated with your loan. Failing to take these considerations into account can have a negative impact on your credit score.
If you are unable to make your payments on time, you don’t just impact your lender and the lender’s employees, but you can also negatively affect your own situation with late fees and accrued interest. That is why at BetterLoansMutual.com, we want you to carefully consider the long term ramifications of an installment loan and your ability to repay it before you accept it.
At BetterLoansMutual.com, we take your future financial success serious. If you’re ready to get the money you need, please fill out the request so we can get the process started and connect you with lender that can help!