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Privacy Policy

FACTS WHAT DOES betterloansmutual.com (NESMETAJU LLC) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and checking account information
  • Transaction history and income
  • Credit history and account balances
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons betterloansmutual.com chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does betterloansmutual.com share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing
  • Call 866-971-7538 and our menu will prompt you through your choice(s) or
  • Visit us online: betterloansmutual.com.
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing as noted above.

Questions? Call 866-971-7538 or write us at Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts And Nevis.
Who are we
Who is providing this notice? Nesmetaju LLC (dba betterloansmutual.com)
What do we do
How does betterloansmutual.com protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does betterloansmutual.com collect my personal information? We collect your personal information, for example, when you
  • Submit a loan request
  • Provide your contact information
  • Request help obtaining a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important information

Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional notice to you. We do not maintain a process for consumers to review and request changes to any personally identifiable information that is collected here.

Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.

California residents: We will not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission (i.e., via a request form). Also please note that in order to provide better services to consumers, when we receive a Do Not Track signal, we may ignore such signals. Other parties may collect personally identifiable information about an individual consumer’s online activities over time and across different web sites when a consumer uses our website or service.

North Dakota residents: We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.

Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate do-not-call registries, you can contact us at the toll-free number or address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132; Email: BCPINFO@ag.state.nv.us.

Privacy Is Our Policy

BetterLoansMutual.com is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone at BetterLoansMutual.com wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.

We also require our lending partners to keep your information confidential and secure. We will not work with any lender that is unwilling to commit and adhere to our data security demands. We are also a proud member of the Online Lending Alliance which takes a very strong position on protecting consumer information.

Please, Borrow Responsibly

BetterLoansMutual.com is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.

Please carefully consider how much money you need to borrow. You should never borrow more than you can afford to repay, including principal and interest. Make sure you read and understand the terms of the loan offered to you. This includes not only the interest rate and APR, but also the repayment schedule and any fees associated with your loan. Failing to take these considerations into account can have a negative impact on your credit score.

If you are unable to make your payments on time, you don’t just impact your lender and the lender’s employees, but you can also negatively affect your own situation with late fees and accrued interest. That is why at BetterLoansMutual.com, we want you to carefully consider the long term ramifications of an installment loan and your ability to repay it before you accept it.

At BetterLoansMutual.com, we take your future financial success serious. If you’re ready to get the money you need, please fill out the request so we can get the process started and connect you with lender that can help!