BetterLoansMutual.com is not a lender and does not approve or deny loans or make credit decisions. BetterLoansMutual.com provides a marketplace service only and is not acting as a representative, agent, or correspondent for any lender or service provider. BetterLoansMutual.com does not endorse any particular lender, loan product or service provider,. You are under no obligation to use BetterLoansMutual.com’s service to initiate contact with, apply for credit from, or accept any loan product from any lender or service provider. This service is not available in all states.
Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
There is no fee for you to submit a loan request at BetterLoansMutual.com. BetterLoansMutual.com is not a lender and does not provide lending services. Based on the information you submit, BetterLoansMutual.com will search its vast network of authorized lenders in order to match you with a lender that may be able to serve your needs.
After your information is forwarded to an authorized lender, the lender will evaluate your information and may approve a loan for you. If your loan is approved, you will be redirected to an e-signature page on the lender’s website. All fees and rate information charged by the lender should be disclosed to you at that time. You should carefully and thoroughly review the rates and fees provided by the lender before agreeing to accept the loan or signing any documents. You are under no obligation to accept terms you are not comfortable with, and you should not accept terms that include payment amounts that are too difficult or impossible for you to meet.
If you decide the loan terms provided by the lender are acceptable and wish to proceed, you may e-signature the document. When signing, you are entering into a legally binding contract with the lender and are responsible for repayment of the loan. Your repayment obligation and any other loan-specific questions or concerns are between you and the lender, not BetterLoansMutual.com.
Cash advances are intended as short-term financial relief and are not long-term financial solutions. If you are facing debt and credit difficulties, you should seek professional financial counseling.
Please visit the Rates & Fees page of this website to learn more about the risks involved with cash advances. You also should review local laws and regulations governing cash advances. Where possible, you are encouraged to explore alternatives to taking out a short term loan.
BetterLoansMutual.com is not available in all states. BetterLoansMutual.com specifically does not offer or solicit short-term cash advances in New York, Connecticut or other states where prohibited by law. Notwithstanding the foregoing, all interactions between you and BetterLoansMutual.com are deemed to have taken place in the state of California regardless of where you access the website.
You acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.
BetterLoansMutual.com is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone at BetterLoansMutual.com wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.
We also require our lending partners to keep your information confidential and secure. We will not work with any lender that is unwilling to commit and adhere to our data security demands. We are also a proud member of the Online Lending Alliance which takes a very strong position on protecting consumer information.
BetterLoansMutual.com is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.
Please carefully consider how much money you need to borrow. You should never borrow more than you can afford to repay, including principal and interest. Make sure you read and understand the terms of the loan offered to you. This includes not only the interest rate and APR, but also the repayment schedule and any fees associated with your loan. Failing to take these considerations into account can have a negative impact on your credit score.
If you are unable to make your payments on time, you don’t just impact your lender and the lender’s employees, but you can also negatively affect your own situation with late fees and accrued interest. That is why at BetterLoansMutual.com, we want you to carefully consider the long term ramifications of an installment loan and your ability to repay it before you accept it.
At BetterLoansMutual.com, we take your future financial success serious. If you’re ready to get the money you need, please fill out the request so we can get the process started and connect you with lender that can help!